I/WE UNDERSTAND THAT IF CREDIT IS APPROVED THAT I/WE ARE RESPONSIBLE FOR ANY OUTSTANDING CREDIT BALANCE OWED TO FIELDING’S OIL & PROPANE, INC.. BALANCES ARE PAYABLE BASED ON TERMS AND LIMITS SET FORTH BY THIS SAID COMPANY. BALANCES OVER 30 DAYS WILL BE SUBJECT TO A LATE CHARGE OF 1 1⁄2 % PER MONTH (18 % PER ANNUM). I/WE ARE RESPONSIBLE FOR ALL COLLECTION COSTS, WHICH MAY INCLUDE ATTORNEY’S FEES, COURTS COSTS, ETC. FOR ANY PAST DUE ACCOUNTS.